'The T&C's are a barrier based on a LOT of past bad experiences with buyers'. Accepting credit and debit cards. When you accept PayPal, buyers can check out using a credit or debit card, an eBay gift card or voucher, or Afterpay – as well as with their PayPal account. Sell on eBay with PayPal. I offer bank transfers on all my aucitons and never ever get anyone use it, so if you have a buyer that is happy to do so , say yes now. PayPal is the least safe of all payment methods for a seller, although the safest for the buyer. Bank drafts also seem susceptible to being faked. if i pay from online bank with a refrence to what im buying? DrPhil Distinguished Member. When eBay manages your payments, buyers can use a variety of payment methods such as credit, debit, and gift cards, Apple Pay, Google Pay, PayPal, and PayPal Credit. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. Why? I wondered whether to accept paypal/bank transfer and googled the question, there are some interesting reads of scams. As an eBay seller, you can encourage cheaper payment options – via debit or credit card, direct bank transfer, cheque, money order, or cash either on delivery or at pick-up. If PayPal wasn't as safe or safer to use than a … In fact, unless they've changed the rules recently, you lose all seller protection under Paypal for not getting the item out within 7 days from receiving cleared payment. We keep your financial information securely encrypted and you don’t have to worry about a lost bank transfer. Bank Transfers are common for European sales. If you click on the more on subject, it takes you to the place that says all payments are protected. duffystev Posts: 4,979. Paypal does have a debit card which cost 4.95 a month right now,it keeps our money in a bank account in Bankcorp Bank,so I would think someday we will have a bank account with Bankcorp Bank… Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I get the distinct impression that eBay is pressuring users to pay using PayPal - which means extra fees for them - under the guise of "providing a better, safer, user experience", etc., by making it difficult to choose Bank Deposit because of insufficient information. Meet other eBay community members who share your passions. Own a business? A friend of mine has an item for sale on eBay and it's advertised as collection only, cash on collection. The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in your bank, look like a safe transfer and actually be a bounced cheque, so beware of that. Red flag #1 asking to pay by bank transfer. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. They've got no stamina, these young'uns, have they? To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. Go. Apologies to goldie but congrats for having probably the largest collection of cosmetics held in private hands today and the sense to dispose of some 400 odd items from it before it completly overran their dressing table. Banks have little or no sympathy with anyone who willingly transfer money to someone else and it goes wrong, so unless the seller is willing to wait for the payment to clear in paypal or you can collect it and pay cash, i would ask them to cancel the sale. PayPal has been around since 1998 when it emerged as a safe and secure way to pay for purchases on eBay. BTW - just to advise - the phrase "in receipt of cleared payment" in connection with the despatch time as used by eBay does NOT mean cleared into your bank account for every payment method. eBay has announced that it will stop working with PayPal in 2020 and start transitioning to Adyen, … As for those Paypal fans who want to continue using Paypal,there are talks Paypal may not be a bank,but will work on a way to give us a bank routing number and account number so we can use it for MP. Does Certified count the same as DC for tracking purposes? Otherwise, the same basic conditions apply as for the eBay buyer protection. Sign Up for Free. PayPal’s a safer way to pay on eBay. It expedites online purchases, and it hides sensitive financial information from merchants. To help provide a safe experience, we only allow payment methods that offer strong protection for buyers and sellers. You might want to check with your banking institution about the fees, and to see if they have reciprocal agreements with the bank receiving the transfer. Bank trasfer is very common way of paying in Europe. If something happens, you won’t need to cancel your cards and update all of your automatic billers. You can pay with your CC on Paypal, as long as there is no funds in the Paypal account. They can just dash off a check, put it in the mail, and bam, you’re paid. Cheques, money orders, and bank wire transfers aren't allowed for most eBay purchases. It'll definitely be going via Special Delivery and insured to the full amount, she wouldn't consider sending it any other way. cocoa? Share best practices, tips, and insights. If you follow eBay's rules for payment, the seller never sees your CC information, they just recieve cash in either their Paypal account or from their Internet CC Gateway account. It can also act as another intermediary between you, your credit card company and/or bank, and a merchant in the event that a problem arises. Learn about the full scope of services offered through PayPal, the fees that sellers will face, and an example of how PayPal transactions work with eBay. The only thing is you need is to be very sure the transfer has cleared the sender's bank before sending the item, I gather it can appear in … You can see a typical attacker’s pitch in the screenshot below. You have to deposit the check into your bank account and wait for the check to clear. of course it is safe to receive by bank transfer - they cannot recall it, it is free and they can't do a chargeback. Do you know what buyer protections they'll still receive at all? They can also save and store their card information for future use. The T&C's are a barrier based on a LOT of past bad experiences with buyers, but my auctions are all either PayPal for the ones which are posted, or cash on collection. Obviously if you were the buyer asking, which you are not, then I would be telling you not to touch a bank transfer with a bargepole, as a buyer I would never ever use a BT for the self same reasons it is perfect for sellers. Around everywhere you shop & bank Accounts is allowed method of payment, things got cofusing November at... Why they should need protection ask about buyer protection though my understanding that using., they are asking that the account being transferred from belongs to wrong... How safe a bank transfer ) German is pretty bad and I had to let Google translate did is it safe to pay by bank transfer on ebay... You shop fee would be surprised if eBay Germany did not help to an bank. Will give you problems suggesting possible matches as you type purchases on eBay. receiving.... 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